One App
IBAN. Spend. Exchange. Invest. Pay. Shop. Invoice. Business+ Crypto
Bank different
""It Takes Nothing To Join The Crowd, But Everything To Stand Alone""
A First Hyper-Localised Financial App
getting your pay up to 2 days early*, overdraft protection up to Є200*, and free ATMs*
Multi-Currency Account
GBP, EUR, BE, PLN and RON. Instantly transfer money between accounts for free
International Money Transfers
IBAN to send and receive free wire transfers from all your contacts.
Mastercard 3D Secure
Custom Physical & Virtual Cards accepted worldwide
Loans and overdrafts
We offer loans up to €25,000 and overdrafts up to €2,000
Shopping
Enjoy more delights than you can possibly count, from all your favourite brands
BSH+Crypto
Manage both fiat and crypto. Browse, buy, and sell crypto with ease.
+Mobile Banking
Fee
€3.00/month
No
Required Deposit
Yes
Contactless Payments
Starter Plan
Instant Saver Account
Faster deposits, faster funds, and a faster method of earning
€3.00/month
- IBAN account in EUR, GBP and 27 available currencies
- Virtual MasterCard
- Apple Pay and Google Pay from your phone
- Instant notifications
- NO fee internal bank transfers
- No-fee withdrawals abroad
- One free cash deposit a month
- Managed in the app. No branches, no unnecessary paperwork
- Safe and Secure. We’re a fully regulated bank, so your money is protected
- On hand support. Our customer service team are available via live chat, phone or email.
Classic Account
Included
Get every benefit from the Instant Savers Account plus:
- Outside Bank Account Integration
- With savings, borrowing and overdrafts
- Pots for separating money
- Put money aside from your balance
- In app cryptocurrency transactions
- Buy, In App Exchange for Fiat, Transfer, Custody, Loan
- Get paid early
- Choose to direct deposit your payroll and get paid up to two days early
- Track transaction in real-time on your dashboard
- Generate and track card transaction income
Premium Account
Included
Get every benefit from the Instant Savers and Classic Account plus:
- Mobile Phone insurance
- Covers loss, damage, theft, and cracks
- Travel insurance
- Cover for you and your family when travelling together
- Fee-free overdraft
- ATM Withdraw up to €400 free every 30 days
- 5 free cash deposits a month
- Custom categories
- 24/7 fraud monitoring and protection
features
€9.95/month
Required Deposit
No
Easy International Mode
Yes
Business Account
A business account that you open in minutes, so you can focus on your business.
- Virtual and Physical Company Cards, Multi-user access
- Free local and international payments
- Apple Pay and Mobile Wallet
- Corporate cards to your crew
- Team expenses management
- Seamless apps integrations ( Xero, Quick Books, Free Agent )
- Aspire Executive Airport Lounge Access
For the teens
Educating kids the important money management skills as well as how to stick to a budget
- Credit the card with birthday and Christmas money, pocket money and money earned from chores
- Set limits on their child's spending, including where they can spend their money and what they can buy
- Spending notifications
- Saving goals
- Financial education
Cryptocurrencies Investments with Black Sheep Holdings
Manage and hold Bitcoin from the same secure banking app.
